Terms & Conditions

Title

This instrument shall be cited and referred to as the “Terms & Conditions” of www.savneelsangeetkumar.com (the “Website”), and shall constitute the governing terms and conditions applicable to all Users of the Website.

Interpretation

In this Terms & Conditions statement, unless the context requires otherwise, the following terms have the following meanings:

“Website” means the official electronic domain www.savneelsangeetkumar.com, together with all pages, sub‑pages, content, data, and materials published on this Website, maintained under the exclusive authority of Mr. Savneel Sangeet Kumar (“the Website Owner”).

“Website Owner” means Mr. Savneel Sangeet Kumar, the lawful owner, proprietor and operator of the Website, who is a citizen of the Republic of Fiji, and whose designated electronic correspondence address is savneelsangeetkumar.office@gmail.com.

“User” means any individual, entity, or organization accessing, browsing, or otherwise utilizing the Website.

“Content” means all text, images, graphics, data, software, and other material made available on or through the Website.

“Privacy Policy” means the policy governing the collection, use, and protection of personal information, as incorporated by reference into these Terms & Conditions.

“Terms & Conditions” or “Terms” means this legal instrument, inclusive of all clauses, provisions, and conditions contained in this Website.

Words importing the singular shall include the plural, and vice versa.

Words importing the masculine gender shall include the feminine and neutral genders.

Headings, marginal notes, and formatting devices are for convenience only and shall not affect the interpretation of substantive provisions.

References to statutes, regulations, or laws shall be construed as references to such statutes, regulations, or laws as amended, consolidated, or re‑enacted from time to time.

Legal Status

This document constitutes a legally binding agreement between you and the Website Owner. By entering, accessing, or using this Website, you acknowledge and accept that your use shall be governed strictly by these Terms, together with the Privacy Policy, which are hereby incorporated by reference.

Acceptance of Terms

By accessing or using the Website, you represent and warrant that you have read, understood, and agreed to be legally bound by these Terms and the Privacy Policy. Such agreement shall be deemed effective as if executed in writing. If you do not consent, your authorization to access or use the Website and Content of this Website is automatically and immediately revoked.

Amendments and Modifications

The Website Owner reserves the right, in his sole discretion, to amend, revise, or update these Terms at any time without prior notice. The date of the most recent revision shall be indicated by the “Page Last Updated” legend. Continued access or use of the Website constitutes binding acceptance of the amended Terms. Material changes shall apply prospectively from the date of posting, unless otherwise communicated.

Website Changes and Suspension

The Website Owner may, at any time and without liability, alter, discontinue, suspend, or restrict access to the Website or any portion thereof, with or without cause or notice.

Permitted Users

Access to the Website is void where prohibited by applicable law. The Website Owner reserves the right to terminate or refuse access if any listing, posting, or submission violates these Terms, the Privacy Policy, or any applicable policies.

Privacy Policy

The Privacy Policy forms an integral part of these Terms. By using the Website, you consent to the collection and use of information as described therein. If you do not agree, you are not authorized to use the Website.

Content and Services

The Website contains text, graphics, audio, video, logos, icons, images, data, charts, and other materials (“Content”). While reasonable efforts are made to ensure accuracy, the Content is provided “as is” and shall not be construed as legal advice or binding authority. Users are advised to independently verify information and seek professional counsel before reliance.

Limitation of Liability

To the fullest extent permitted by law, the Website Owner disclaims all liability for any direct, indirect, incidental, consequential, or special damages, including but not limited to loss of data, arising from or in connection with use of the Website.

Termination

The Website Owner may terminate, suspend, or discontinue your access immediately and without notice for any violation of these Terms or for any reason whatsoever. No liability shall attach to the Website Owner for such termination.

Miscellaneous

These Terms, together with the Privacy Policy and any supplemental policies, constitute the entire agreement between you and the Website Owner. If any provision is held invalid, the remainder shall remain enforceable. Failure to enforce any right shall not constitute waiver. You may not assign your rights without prior written consent; any unauthorized assignment shall be void. The Website Owner may assign rights in connection with merger, acquisition, or transfer of assets without consent.

Copyright and Intellectual Property

All Content, design, layout, text, images, graphics, audio, and video are the exclusive property of the Website Owner, except where third‑party rights are expressly acknowledged. Unauthorized reproduction, compilation, or systematic retrieval is strictly prohibited and may result in legal action.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Fiji. Exclusive jurisdiction for all disputes shall lie with the courts of Suva, Fiji.

Page Last Updated: 10/06/2026